Vehicle Insurance in Namibia: Cover Types & Claims

Securing the right motor insurance policy in Namibia protects your asset against high-risk factors including wildlife collisions, gravel road rollovers, and flash flooding.

Comprehensive insurance covers accidental damage, theft, hijacking, fire, and third-party liabilities. It is mandatory for any vehicle financed through a bank.

Check your policy's gravel road excess clause. Many insurers apply a higher basic excess if an accident occurs on unpaved gravel roads or in remote national parks.

Ensure your policy includes windscreen cover with zero excess, as Namibian gravel highways cause frequent windscreen chipping from passing road trains and trucks.